GREENSBORO, N.C. — Money and emotions typically go hand in hand. When you have extra cash, you’re happy. When you’re in debt, you’re upset or depressed. But here’s one more emotion for you; fear!

The Good Morning Show’s “Debt Sucks” expert breaks down how fear can play a role in your finances.

“The reason the majority of people never get out of debt is because they are afraid. I know it sounds crazy, but it is true,” said Ja’Net Adams, who wrote the book Debt Sucks: A College Student’s Guide To Winning With Money So They Can Live Their Dreams! “People stay in debt because they are afraid. Being in debt is familiar and they are afraid of what will change if they actually get serious about paying their debt off.